Getting debt counseling is a very important step if you are considering something like Chapter 13 bankruptcy. It is a big step even though it is more common today. It can drastically affect your life in the future, so it should be carefully considered. When looking for a lawyer to advise you, consider their experience, affordability, customer service, and reputation.
The experience of an attorney involved in Chapter 13 bankruptcy is something to consider. Some attorneys in this field may pressure you to go ahead with the bankruptcy plan without helping you sort out your finances. It is very important to get debt counseling first. His credit score will suffer if you go through with this plan, and you may not be able to buy larger items because of it. Having an experienced attorney will help, because he or she will be able to tell you if there is another way for you.
Affordability should also be considered when searching for the right attorney. There is no need to have another debt on your hands. Make sure your lawyer cares about you and your situation and is willing to wait for you to figure out a few things before demanding payment for his services.
The customer service of the legal professional you choose is important. Make sure he or she takes the time to help. Make sure they are willing to be flexible to help you do what needs to be done. They should put you first without pushing to make a decision that will help them in the long run.
The reputation of the attorney you choose should also be checked. You will want to visit websites like Angie’s List to see if anyone has spoken positively or negatively about various legal professionals. Reviews can be a great thing if they come from a trusted source. They won’t always be accurate, so it’s important that you take the time to read various reviews.
After considering these options, hopefully you will have enough to go on while you try to find the right attorney. Be sure to spend a lot of time planning and discussing your options before moving forward with Chapter 13 bankruptcy or even another form of it. Don’t get carried away with something that everyone seems to be doing today. Sometimes paying off your debts at a different time will be the best course of action, even if it requires more work.