Insurance Agency
If you own a truck and are looking for insurance coverage, consider an insurance agency for truckers. These companies specialize in policies for private carriers, owner-operators, and motor carriers. With over 40 years in the business, they offer comprehensive coverage for truckers. The range of policies available includes general liability, non-trucking liability, rental reimbursement, trailer interchange, cargo insurance, and state filings. In addition, they have an extensive heavy truck claims department, processing all claims in-house. However, these policies can be costly, and many people prefer the convenience of a personalized insurance agency.
For new business owners, an insurance agency for truckers is particularly important. A qualified insurance agency will have experts in preventing loss and handling claims. If you are unsure about any aspect of safety, you should call the agency for advice. Some may even provide training videos, newsletters, manuals, and hotlines to help you solve safety-related questions. Regardless of your business type, a good insurance agency will help you manage your risks.
While the cost of hiring an insurance agency for truckers may be higher than going directly to an insurance company, an insurance broker will know how to shop around for the best price. An insurance agent knows what is affordable and doesn’t pressure you to buy a policy just because they are close to you. Another benefit of hiring an insurance agency for truckers is that they can save you time by filtering out unused business. In the long run, this can be an excellent investment for your business.
Insurance Agency For Truckers
There are many advantages of an insurance agency for truckers. You can choose an insurance agent that uses the same companies as your current insurer. For example, an Indiana insurance agent may work with JM Wilson, which is an MGA and broker. They will then shop around with National Indemnity, Northland (Travelers), Scottsdale (Nationwide), and Canal. They also work with high-end insurers. So, they can write a more complicated risk.
The best insurance agency for truckers will offer non-trucking liability coverage. Non-trucking liability coverage covers accidents, medical expenses, and property damage. It does not cover activities that fall under business use, such as washing and maintenance. As a trucking business, you’ll need a comprehensive policy that covers these risks. A trucking insurance agent will shop around for the best quote for your company. A good insurance agency for truckers will also have a reputation for being customer-friendly.
Whether you are a long-haul or local-radius driver, an insurance agency for truckers can provide the coverage you need. Truckers may also need to add extra coverage. For example, they may need a general liability policy, which covers them for any acts on other people’s property or mistakes when delivering their load. Depending on your needs, an umbrella policy or excess liability policy may be beneficial. If you are traveling frequently, you can also get an umbrella policy that will extend the coverage limits.